Apple introduced Apple Pay during its iPhone 6 and iPhone 6 Plus event in September. It will allow owners of either smartphone to tap their device at a point-of-sale counter to pay for goods and services. It's super exciting but we still don't know when it will go live. Apple had only promised sometime this month back during its event; another report last week suggested Apple was gearing up to launch the service on Oct. 20 with the release of iOS 8.1. Now, however, the Daily Dot suggests that the USAA launch will occur on November 7.

The news outlet spoke with four banks to better understand Apple Pay. In it, USAA revealed that its Visa and Mastercard users will be able to start using those cards with Apple Pay starting on Nov. 7. It's likely that Apple will launch Apple Pay with other card issuers and banks sooner. Remember, Cupertino is also partnered with American Express, Bank of America, Capital One, Chase, Citi and Wells Fargo, all of which are listed as participating banks on Apple's site. Barclay Card, Navy Federal, PNC, US Bank and USAA are all listed as "coming soon," which suggests they'll come online after the other partners.

So it seems that Apple Pay is still set to go live sometime in October with the first partners, perhaps on that Oct. 20 date we've heard about, while other banks, at least USAA, will come on in early November.